If you think insurance companies care about you, think again. Insurance companies care about one thing and one thing only: money. They’ll do anything to save a buck and keep money accumulating in your account. When an insurance company refuses to pay your claim, you’ll likely be asking yourself a million questions.
But remember, you have rights. If a car insurance company refuses to pay your claim, file a lawsuit immediately. Our experienced car accident attorneys in Albuquerque, New Mexico, are ready to take your call 24/7.
Call Now Request a Free Consultation
Table of Contents
ToggleInsurance companies only care about making a profit. So when an insurance company denies your claim, it’s time to fight back with the help of a car accident attorney.
Instead of getting angry, get legal assistance from Shapiro Law Team. A lawyer will guide you through the legal process and support you every step of the way until you secure maximum compensation.
New Mexico requires all drivers to carry car insurance. Liability coverage is also required in the state of New Mexico. Drivers who get behind the wheel must carry proof of insurance at all times.
Check out the minimum insurance coverage requirements below.
You can’t fight your claim until you know why the insurance company refused to pay. Collect information about the claim in writing—this could be a written statement in the form of a denial letter. If you didn’t receive a written explanation, contact your claim representative.
With that being said, let’s take a look at why an insurance company might refuse to pay your claim.
Wondering what to do if an insurance company won’t pay a claim? You’re in good hands with Shapiro Law Team. Yes, it’s disheartening to find out your insurance company has refused to pay your claim. However, there are steps you can take to fight their refusal.
You can start with the steps below.
Before jumping to conclusions, request a detailed written explanation for the denial. A written statement or denial letter will help you understand the specific reasons behind the insurance company’s decision. If the denial isn’t clear, reach out to your claim representative for further context.
Thoroughly review your insurance policy. Understand the terms, conditions, and coverage limits. It’s important to be informed about the details of your policy to determine whether the denial is justified or if there are grounds for appeal.
Let’s be clear: you have the right to appeal.
Most insurance companies have an appeal process. If you believe the denial is unjust, collect evidence to support your case and submit an appeal. This may involve providing additional documentation, witness statements, or expert opinions that counter the insurer’s decision.
When facing a denied claim, it’s time to bring in the professionals. An experienced car accident lawyer, like those at Shapiro Law Team, can assess the situation to identify potential legal issues and guide you through the complex legal process of challenging the denial.
Your attorney can draft a formal letter to the insurance company, outlining the reasons why the denial should be reconsidered. Our lawyers at Shapiro Law Team have the expertise required to present a compelling case, highlighting legal points that may have been overlooked or ignored.
If the appeal process proves unsuccessful, be prepared to take legal action. Your attorney will help you through the process of filing a lawsuit against the insurance company. With a strong legal representative by your side, you’ll increase your chances of achieving just compensation.
Personal Injury Attorney – Shapiro Law Team New Mexico
If you’ve been faced with a claim denial, you need to take action. In cases like this, you should seek the help of a skilled car accident lawyer to ensure your rights are protected and maximize your chances of the best possible outcome.
At Shapiro Law Team, our dedicated personal injury lawyers work around the clock to provide the support and representation you need. With the right legal team, you can fight for the compensation you deserve. Get started today with a free consultation.